I. Core System Functions
1. System Login
o Standardized login page supporting username + password with CAPTCHA verification (anti-bot).
o Default admin account: admin / 123456.
o Directs user to the main homepage after login.
2. System Homepage
o Left navigation panel with collapsible menus (e.g., Routing, Funding Partners, System Management).
o Right section displays key information (default placeholder, customizable dashboard in development).
o Top-right quick actions: log-off, fullscreen, lock screen (password required), change password, and logout.
II. Fund Routing Management
1. Routing Management
o Order Information: Displays routed order numbers, supports unlocking time-limited APIs, simulating funding partner operations (credit approval/disbursement approval/rejection, document resubmission), editing partner IDs (to resolve duplicate ID errors).
o Routing System Configuration: Includes API call configuration (add/edit/delete partner-side API services) and data dictionary configuration (centralized partner dictionary management with application requests).
o Exception Handling: Query failed partner API calls, edit funding partner status, delete call records, manually resend APIs (with success/failure feedback), and trigger manual API calls.
2. Funding Partner Management
o Displays all partner institutions.
o Supports add/edit/enable/disable/delete, configuration of business process parameters (8 submodules), batch disable.
o Provides full lifecycle partner management.
3. System Management
o Core function: notification template management (email, DingTalk, SMS).
o Supports add/edit/delete to standardize business notifications.
III. Loan Disbursement Review Management
1. Core Module
o Personal To-Do Tasks: Displays assigned cases (pending loan review/confirmation, paused, supplemental docs, returned for recheck, etc.). Supports search, logs, batch approval (confirmation stage only), lock/unlock (lock = lowest priority, red-marked), tagging, and untagging.
o Case details: review page, image view, VIN parsing, witness verification. Supports approval progress tracking, resubmission for review, return to dealers (with type/reason scripts), pause (with reason), fraud feedback (type + dealer involvement, locked), invoice verification, insurance policy date updates.
o Processed Cases: Shows all completed cases with search and detail view.
2. Comprehensive Query Module
o Loan Pending Pool: Lists unassigned cases (status: loan queue/assignment). Sorted by priority and application time. Overdue = yellow, paused = red, locked = flagged. Supports pin/unpin, lock/unlock, reassign without consuming quota, tagging.
o Public Task Pool: Displays all workflow states. Supports search, pin/unpin, lock/unlock, batch reassignment (without consuming quota), discard (with reason), tagging.
o Other Queries:
§ Contract search
§ Pending Push Pool (with 4 activation conditions)
§ Pending Submission Pool (workload forecast)
§ Submission Exception Pool (supports skipping fraud check)
§ Secondary Invoice Verification (OCR after 30 days, exportable)
§ Image management (supplemental upload)
§ Fraud summary query (exportable)
§ Supplemental document task pool
§ Exception discard process (IT handling)
IV. Loan Disbursement Configuration Management
1. Recheck Rules Configuration
o Based on partner type, reviewer, collateral type.
o Supports add/delete (active rules must be deactivated first), edit descriptions, configure expressions.
2. Loan Suspension Rules
o Based on partner name, expiring agreements.
o Supports add/edit/delete rules (name, reason, description, severity).
o Suspension rules apply only at the final review stage.
3. Dealer Return Scripts
o Manages return reasons for different document types.
o Supports add/edit/delete standardized scripts.
4. Automated Tagging Rules
o Configurable by department requirements.
o Includes ID, category, sort order.
o Supports add/edit, expression configuration, enable/disable (locked once active).
5. Risk Alert Rules
o Configures alerts by document type, name, content.
o Supports add/edit, expression configuration, enable/disable.
6. Time-Limit Utilization Rules
o Configures time-limit rules for new vehicles.
o Automatically locks cases upon submission if rule is triggered.
