Intelligent Contract Operations Service Platform

Product

I. Contract Variable Management – Tackling Efficiency Challenges in Variable Processing

Addresses the operational pain points of low efficiency and high error risk in contract variable handling through structured classification, lifecycle control, and standardized visualization:

·        Granular Classification: Categorizes variables into single variables, block variables, and logic-derived variables, meeting diverse business scenario needs.

·        Lifecycle Management: Covers definition, query, maintenance, and validation, ensuring traceable and controllable management across the entire lifecycle.

·        Standardization & Visualization: Standardized input/output elements (name, type, institution code, etc.) with a visual interface for quick filtering and insertion; logic variables auto-generated via rule expressions; block variables encapsulate borrower/guarantor data to enhance contract integration efficiency.

·        Format Adaptation: Leverages HTML conversion and XSL processing to ensure accurate rendering within templates, reducing formatting costs.

II. Contract Template Editing – Enhancing Ease of Use

Optimizes cumbersome and repetitive editing processes with visual editing and modular design:

·        Visual Editing & Import: Online import of Word templates with automated tag conversion; WYSIWYG editing mode lowers operational barriers.

·        Template Inheritance & Assembly: Inherit and reuse existing template content; assemble contracts from predefined components (cover pages, clauses, etc.) to cut repetitive work.

·        Plugins & Preview: Built-in plugins (variables, block variables, styles) plus real-time preview with custom data, ensuring alignment between editing and output.

·        Automated Validation: Front-end validation checks template structure and variable matching, reducing manual review cost and error risk.

III. Template Workflow Management – Closing Lifecycle Gaps

Establishes standardized, closed-loop management to address inadequate lifecycle control and versioning issues:

·        Closed-Loop Workflow: Covers initialization, editing, verification, publishing, and activation, ensuring full process governance.

·        Version Control: Records version history (ID, update time, operator), supporting rollback and comparison.

·        Dual Review & Fast Publishing: “Manual review + system validation” ensures compliance; T+0 fast publishing shortens go-live cycles.

·        Standardized Styles: Unified configuration of titles, body text, and tables enforces institution-wide contract style consistency.

IV. E-Seal & Printing Microservices – Simplifying O&M and Adaptation

Addresses complex operations and weak compatibility for sealing and printing with microservices and standardized interfaces:

·        Efficient E-Seal Integration: Standardized API for seal retrieval and archival; seamless linkage between sealing and contract printing.

·        Multi-Scenario Printing: Local printing service supports Windows, Kylin, UOS, and other OS; offers PDF generation, preview, upload/download; adapts to different printer brands.

·        Low-Barrier Maintenance: Service registration and parameter configuration reduce branch-level O&M effort, no need for specialized technicians.

·        High-Concurrency Support: Distributed processing of print tasks under microservice architecture ensures responsiveness and stability in peak scenarios.

V. System Architecture Support – Enhancing Scalability and Stability

Builds a high-availability, elastic architecture to overcome scalability and reliability issues:

·        Distributed Microservices: Frontend with Vue + ElementUI, backend with Spring Boot + Spring Cloud; Nacos-based service registration and config management; supports elastic scaling.

·        Multi-Layer Deployment: Browser → Web server cluster → App server cluster → DB cluster, with read/write separation and master-slave databases to maximize availability.

·        End-to-End Monitoring & Risk Alerts: APM and logging for full link tracing, proactive risk alerts, minimizing downtime and ensuring business continuity.


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