I. Standardized Business Process Module
· Financing Project & Product Plan Management: Supports parameter configuration for financing projects (e.g., term, deposit ratio), enabling rapid creation and modification of product plans tailored to the PV industry (e.g., direct lease, sale-leaseback, down payment / final payment models). Resolves issues of complex product configuration and poor adaptability.
· End-to-End Online Processing: Integrates order application, credit review, contract signing, delivery, and payment into a single digital workflow. Automates circulation instead of manual handover, reducing cross-department communication costs and solving fragmented, inefficient processes.
II. Equipment & Asset Management Module
· Granular PV Equipment Library Management: Supports add, edit, and delete operations for equipment information (brand, model, etc.), with type-based classification and real-time status updates. Resolves fragmented equipment data and asset tracking difficulties.
· Leased Asset Linkage: Automatically associates equipment information with order workflows, synchronizing key data such as property registration numbers and installation locations. Links assets with contracts and financing plans, enhancing asset transparency.
III. Intelligent Risk Control & Approval Module
· Multi-Level Approval Workflow Configuration: Built-in multi-role approval nodes allow online opinion entry and attachment verification. Standardized review criteria (e.g., client qualifications, financing limits) reduce subjective judgment, addressing long approval cycles and weak risk detection.
· Customer Information & Risk Profiling: Consolidates data on enterprises, legal representatives, and guarantors to build risk profiles, providing data-driven support for approval decisions.
IV. Digital Contract & Signing Module
· Contract Template & Attachment Management: Offers pre-set standardized templates (e.g., leasing contracts), supporting template updates and version control. Provides classification management for attachments, resolving template disorder and unstructured archiving.
· Online Signing & Sealing: Enables contract preview, signing, and downloading online, integrated with e-signature functions. Supports digital signature tracking and online seal approval, reducing paper-based delays and mitigating legal risks.
V. Data & Access Control Module
· Multi-Dimensional Permission Settings: Configures role-based access controls, restricting data viewing/editing ranges. Supports hierarchical institution management to adapt to multi-organization collaboration, ensuring data security.
· Statistics & Log Query: Provides login, permission, and business data statistics (e.g., order volume, financing amount). Supports multi-dimensional analysis, offering actionable insights for management decision-making.
