Intelligent Credit Reporting System
I. Template & Report Automation Module — Improve Efficiency & Accuracy
Addressing pain points of low efficiency and insufficient accuracy through standardized templates and automated generation:
· Template Lifecycle Management: Supports template upload, decomposition, configuration, and version control. Provides pre-set regulatory report templates while also supporting customized templates for specific needs.
· Intelligent Data Population: Embeds data reference rules within templates to automatically extract the latest data and perform formula-based calculations, replacing manual input and reducing error rates.
· Online Editing & Compilation Management: Offers a collaborative online editing interface, enabling multiple users to co-author reports. Supports automated compilation across modules, significantly shortening report generation cycles.
II. Task & Workflow Management Module — Strengthen Real-Time Control & Collaboration Efficiency
Addressing pain points of poor timeliness and lengthy processes with end-to-end workflow tracking:
· Task Creation & Routing: Tasks can be created by business scenario, linked to templates and responsible staff. Workflows are automatically triggered, and pending tasks are pushed in real time.
· Real-Time Monitoring & Reminders: Monitors task status continuously; overdue tasks trigger automatic reminders. Progress is visualized for management oversight.
· Version Tracking & Finalization: Maintains a full history of modifications with version comparison and rollback support. Once finalized, reports are locked to ensure traceability.
III. Intelligent Analysis & Risk Control Module — Enhance Dynamic Decision-Making & Compliance
Addressing pain points of weak risk management and lack of real-time decision support with intelligent controls:
· Visual Analytics & Dynamic Alerts: Provides multiple visualization charts for business indicator trends; pre-set risk thresholds trigger automated alerts when anomalies occur.
· Sensitive Content & Security Management: Built-in sensitive word library automatically detects violations. Data is encrypted during both transmission and storage to prevent leakage.
· Compliance Reference & Embedding: Integrates regulatory and internal policy libraries, enabling direct reference of compliance clauses during editing. Updates synchronize automatically.
IV. System Management & Expansion Module — Adapt to Diverse Needs
Addressing pain points of limited customization and weak scalability with flexible configuration and modular design:
· Workspace & Knowledge Base Customization: Supports customizable workspace dashboards with pinned functions. Integrates industry knowledge resources to assist report drafting.
· Granular Access Control: Defines permissions by department, role, and business type to support complex organizational structures.
· Interface & Architecture Extensibility: Built on SOA with RESTful APIs for integration with internal ESB and external systems. Componentized design supports flexible expansion.
V. Data Integration & Management Module — Break Down Data Silos
Addressing data silo issues by enabling enterprise-wide data governance and cross-line integration:
· Variable & Indicator Management: Allows definition of custom business variables and indicator systems, unifying data standards and mapping fields across multiple sources.
· Report & Formula Management: Provides standardized tools for data extraction and calculation. Predefined formulas connect multiple data sources to generate consistent reports, enabling “define once, reuse everywhere.”
· Granular Data Access Control: Role-based permissions ensure each business line only accesses authorized datasets, balancing data sharing with security.
